Independent Mortgage Advice



We recognise that taking out a mortgage is one of the most significant financial commitments you can make and as such we at Clarks Residential are dedicated to getting this right for you. Because of this we have partnered John Charcol Limited to provide our clients with the very best independent advice. Whether you are a first time buyer, moving home or re-mortgaging your existing property, John Charcol Limited are on hand to research the whole of the market to find the right deal at the best rate for your requirements.

Our goal is to take away the stress and burden from what can be a daunting experience of obtaining the right mortgage due to the vast range and forever changing mortgage offers available. Let us do the work for you by carefully sourcing the right mortgage, liaising with the lender on your behalf, to ensure you are guided through a smooth process from application to moving in.

We offer an initial face-to-face meeting either at our offices or a place more convenient to you which is completely at our expense and at a time to suit you.

Mortgage Advice Areas:

  • First Time Buyers
  • Next Time Purchase (moving home)
  • Re-Mortgages
  • Residential
  • Commercial
  • Buy-to-Let
  • Help to Buy
  • Sub Prime

Try our Mortgage Calculator to see what your repayments might be.

Regulatory Details:

John Charcol Limited Appointed representatives are authorised and regulated by The Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England NO. 9157892. Registered Office for John Charcol Limited is 5th Floor Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU.

John Charcol Limited can be contacted via their Birmingham Office on 0121 663 1884 alternatively contact us via the button below. You can visit their website at

Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.